Real Stories

Realising expansion plans

I wasn’t really planning on getting finance, but everything just seemed to fall into place this year.

I’m mainly a crop farmer, but also finish quite a few lambs over winter and have gradually been doing more and more. Last year went well – we did about 3,500 – and I was looking to increase the number this year. With store lambs costing approximately about $30 more a head this season, I started exploring different ways to finance the additional cost and Heartland Bank’s Open for Livestock product seemed to be the ideal solution.

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Alternative grazing solutions

My brother Donald and I have been in a dairy grazing partnership for close to 20 years and normally it’s a fairly self-sustaining operation. However, every few years dairy farmers grow enough feed to look after the cattle themselves, so we purchase our own cattle to graze over winter.

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The right stock at the right time

While finishing lambs isn’t my main source of income, my wife and I enjoy managing it as a side business on our small 32 hectare block. We also supply Texel lambs from our stud to Euro Deli Meats in Christchurch.

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