About Us

Heartland Bank has been part of the fabric of rural New Zealand since the 1800s. Our Rural team is made up of likeminded people from farming backgrounds who have a real interest in the land and the farming community.

Our team has a wide range of skills: from hands on experience growing up on a farm, education from New Zealand’s leading farming universities, and experience in the livestock trading industry.

Open for Livestock

At Heartland Bank we pride ourselves on finding products for people, not people for products. Our unique ‘Open for Livestock’ website is designed for New Zealand farmers who want easy online livestock finance. The application is quick, taking only a few minutes, and you can get a decision in seconds.

Code of Banking Practice

The Code of Banking Practice sets out standards for good banking practice. We adhere to the Code (as a member of the New Zealand Bankers' Association) and see it as a minimum standard to maintain good relationships and communications with our customers.

Not Looking for Livestock Finance?

We also offer a range of other Rural products, to help you manage your farm finances including:

Hey, we see you're leaving.

Complete an application online now and receive $100 off your establishment fee!

Get Started

Lending criteria, terms and conditions apply. $100 discount on the establishment fee only applies to Livestock loans successfully drawn down.